Card Effect

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Natrol (incl Laci Le Beau Teas) Carb Intercept

The Berglas Effect (Any Card at Any Number)

How Your Business Credit Card Effects Your Credit

Having a business credit card is much like having a personal one. It gives you a convenient means of purchasing goods and can both positively and negatively effect your credit rating.

What you should realize is that your business credit card has the potential of effecting both your business credit rating and your personal credit rating. So keeping on top of your business credit card is just as important, if not more, that doing the same for your personal cards.

Here are a few things to keep in mind with your business credit card:

Are You The Primary Card Holder?

If you are the primary card holder of your business credit card  you are the sole responsible party for anything that happens with your account. That means if you have cards issued to your employees anything they charge, and overcharge, ultimately becomes your responsibility. Bottomline: If you are the primary card holder on your business account and you have other cardholders your credit score in many ways is in their hands.

Credit Is Credit

That means there is nothing particularly different between your business accounts and your personal ones. The rules you would follow with keeping up with your personal credit cards should be the same as the ones for your business cards.

Be A Good Customer

As a business owner or employee you know that customers are what make your business. Without them you wouldn't be making a living. Same goes for your creditors. If you want to have all that a business credit card offers you need to be a good customer. Pay your bills on time, don't exceed your credit limits and use your card wisely. If you follow these rules you will be able to build your credit and increase your score giving you the advantage of better interest rates, rewards and terms.

Best of all? Just how having a bad business credit score can adversely effect your personal credit the opposite is true as well.  Having good business credit can increase your own credit rating.

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