Card Matching
 Three-in-One Cherry Finish Wood Dining, Poker, Bumper Pool Table with Chairs Set List Price: Sale Price: $811.75 You save: $1,015.24 (56%)  Eligible for free shipping!Availability: Usually ships in 1-2 business days  |
 Retro Aprons Recipe Album - Includes 40 Recipe Cards, 20 Clear Acrylic Sleeves and 12 Designer Dividers Sale Price: $16.21 Eligible for free shipping!Availability: Usually ships in 24 hours |
 Recipe Card Binder - Botanical Treasure Design by Meadowsweet Kitchens Sale Price: $9.95 Eligible for free shipping!Availability: Usually ships in 1-2 business days |
 Honeywell RPW315A1009/A Illuminated Recessed Push Button List Price: Sale Price: $16.60 You save: $4.39 (21%) Eligible for free shipping!Availability: Usually ships in 24 hours |
 Honeywell RPW316A1007/A Illuminated Recessed Push Button List Price: Sale Price: $8.00 You save: $12.99 (62%) Eligible for free shipping!Availability: Usually ships in 3-4 business days |
 Honeywell RPW304A1003/A Surface Mount Push Button List Price: Sale Price: $7.00 You save: $8.99 (56%) Eligible for free shipping!Availability: Usually ships in 3-4 business days |
 Warner Home Video-Games Hour Of Victory 2220572 Platform Xbox 360 Genre Action/Adventure Rp Key Role List Price: Sale Price: $14.85 You save: $31.05 (68%) Eligible for free shipping!Availability: Usually ships in 1-2 business days |
 Avery Half-Fold Greeting Cards for Inkjet Printers, 5.5 inches x 8.5 inches, White, Matte, Pack of 20 (03265) List Price: Sale Price: $6.99 You save: $4.00 (36%) Eligible for free shipping!Availability: Usually ships in 1-2 business days |
 Hallmark Blank Greeting Cards Half-fold Matte Premium 20 Count List Price: Sale Price: $10.97 You save: $0.02 (%) Eligible for free shipping!Availability: Usually ships in 1-2 business days |
 Avery Quarter-Fold Greeting Cards for Inkjet Printers, 4.25 x 5.5 inches, White, Pack of 20 (3266) List Price: Sale Price: $7.25 You save: $6.74 (48%) Eligible for free shipping!Availability: Usually ships in 1-2 business days |
 rooCASE Super Bubble Neoprene Sleeve Case Cover for Apple iPad 2 / iPad 3 / The new iPad HP TouchPad Wi-Fi 9.7-Inch (Black / Red) Sale Price: $16.88 Eligible for free shipping!Availability: Usually ships in 1-2 business days |
 Wenger Patriot Rolling Case - Black List Price: Sale Price: $101.11 You save: $38.88 (28%) Eligible for free shipping!Availability: Usually ships in 3-4 business days |
iPad GameSalad Card Match Template/Game
Commercial Credit Cards: 7 Key Steps Before Signing the Dotted Line
Major credit card issuers are targeting business owners in an all out effort to expand its commercial credit card business.
According to Synovate, issuers sent out a whopping 46 million commercial credit card offers in just the first quarter of 2010! That's over a 250% increase from the previous year while consumer credit card offers only increased by 29%.
With the size of these numbers it's led people like Senator Charles Schumer to believe that credit card issuers are attempting to evade the new restrictions on consumer cards.
Even though the CARD Act does not address commercial credit cards business owners should take a careful look at the benefits that these cards provide over personal credit cards.
It's not only smart business to separate your personal credit from business credit but also avoid the co mingling of funds and credit files.
Not doing so can jeopardize the protection of the corporate veil and open yourself up to one of the most litigated issues in corporate law today.
Here are some of the major benefits:
*Obtain higher credit limits
*Build business credit files
*Protect personal credit files
*Control employee spending
*Take advantage of business perks
These benefits alone should give you reason enough to utilize commercial credit cards for your company.
But before you apply here are my seven key steps you should take in order to select the right cards that best fit the needs of your business.
1) Complete a Credit Assessment - Determine what type of assets you and your company have so you know what types of credit types and limits you can expect to qualify for.
2) Select Business Credit Applications - After reviewing the six major types of business credit applications decide which ones that your company is willing to apply for. This step alone will prevent you from making costly mistakes and taking unnecessary risks.
3) Select Commercial Credit Card Types - Each type of card has its own unique purpose so if you are looking for the best small business credit card you should know every type of card that's available. This will enable you to decide what types of cards will meet your company's needs.
4) Identify Cards Matching Your Criteria - Once you have identified the applications and types of cards your company is looking for now you will need to locate the cards that fit your commercial credit card criteria. This makes the whole process so much easier and less time intensive because you know exactly what you're looking for.
5) Review Approval Requirements - As soon as you find cards that match your criteria review the card's credit qualifications. For example, some cards may require a personal guarantee if your company does not meet certain requirements so be prepared ahead of time before you apply.
6) Set User Guidelines - If you plan to issue company cards to employees be sure to set user guidelines as well as credit restrictions with the card issuer so you can protect your company.
7) Set Credit Guidelines - As a company it's vital that you maximize the payment experience being reported on your business credit reports.
For example, you decide that each card will not exceed 30% of the debt to credit limit ratio and all invoices will be paid a minimum of 10 days ahead of the due date.
All of these steps are meant to serve as a helpful guide and a reminder to you that all commercial credit cards are not created equal. Choosing cards that meet the guidelines you set will not only empower you but protect you from risks that you're not willing to take.
About the Author
About the Author Marco Carbajo is founder of the Business Credit Insider's Circle. Want to learn more about
commercial credit cards
? Follow Marco on Twitter @MarcoCarbajo and read more of his insights on
business credit without a personal guarantee
.
